Life Insurance Policy

What is Index Universal Life Insurance?

Index universal life insurance can help protect a family's standard of living or help fund a child's education in the event of the death of the insured. The policy also offers options to change death benefit amounts or adjust premium payments within certain limitations.

Multi-purpose Protection

Index Universal Life Insurance

Customers should cover all their bases when preparing for the future. Should they pass away unexpectedly, they want their loved ones to receive death benefit to help replace lost income, pay off debt, or cover living expenses. Additionally, their policies could accumulate cash value that may be accessed in retirement to help meet their needs. That’s where the Transamerica Financial Foundation IUL® (FFIUL) comes in.

The Transamerica Financial Foundation IUL (FFIUL)

A truly flexible option, Transamerica’s FFIFUL provides the death benefit associated with traditional life insurance plus the potential for policy value accumulation.

Federal income tax-free death benefit.
Policy value accumulation potential with basic interest account and index account options.
Guaranteed minimum interest rate, or “floor”, brings safety through guarantees.
Tax benefits including tax-free loans and withdrawals, tax deferral on any earnings, and tax-free transfers between account options.
Now available with the new Concierge Planning Rider (Additional Service Rider).